TH&M Payment Policy

1. Accepted Payment Methods

At TH&M, we offer secure and convenient payment options to ensure a smooth checkout experience. We currently accept the following payment methods:

• Credit & Debit Cards: Visa, MasterCard, American Express
• Google Pay

All payments are processed in United States Dollars (USD) unless otherwise stated at checkout.

2. Payment Processing

• Payment must be completed in full at the time of purchase.
• Orders will not be processed or shipped until payment is successfully received.
• If a payment is declined or fails, the order will not be confirmed.

3. Pricing & Currency

• All prices displayed on the TH&M website are listed in USD.
• Prices are subject to change at any time without prior notice.
• Any applicable taxes and shipping fees will be calculated and displayed during checkout. 

4. Secure Payment Processing

We use SSL encryption and trusted third-party payment processors to ensure all transactions are safe and secure.

TH&M does not store or have access to your credit card or payment information.

5. Refunds & Chargebacks

• Refunds are handled in accordance with our Refund Policy.
• Unauthorized or fraudulent chargebacks may be disputed.
• If you experience a billing issue, please contact us first so we can assist you directly.

📧 Email: thmclothingshop@gmail.com

6. Fraud Prevention

TH&M reserves the right to cancel, delay, or hold any order suspected of fraud, abuse, or unauthorized activity.

Additional identity verification may be required for high-value or flagged transactions.

7. Contact Us

Store Name: TH&M
Address: 78 Gateway Blvd, Hillsborough, NJ 08844, USA
Email: thmclothingshop@gmail.com
Phone: +1 (908) 306-9244
Customer Service Hours: Monday – Friday, 9:00 AM – 5:00 PM (EST)

We aim to respond to all inquiries within 1–2 business days.